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Anderson & Associates
Chapter 7 and Chapter 13 Consumer Bankruptcy Attorneys Serving Central Minnesota
Many of our clients are facing home foreclosure or financial situations spiraling out of control. Anderson & Associates attorneys can help you evaluate your present financial situation and offer timely advice to help you preserve your personal assets.
Filing Chapter 7 or Chapter 13 Consumer Bankruptcy Can Help
Whether you are facing home foreclosure, have lost your job because of a slowdown in your industry, or you just can not meet mounting debt, filing bankruptcy can:
- Stop creditor harassment
- Stop levies against your bank account
- Stop repossession
- Stop wage garnishment
- Get you debt relief
Chapter 7 Consumer Bankruptcy
Qualifying for Chapter 7 personal bankruptcy requires certain prerequisites, including pre-filing consumer credit counseling and a post-hearing financial management course. Most people do qualify for some form of bankruptcy relief and in the majority of cases, a person filing for bankruptcy will see most unsecured debts discharged completely.
If you owe the bank money following a home foreclosure, filing for bankruptcy can eliminate that remaining amount owed on your mortgage.
Chapter 13 Consumer Bankruptcy
In Chapter 13 bankruptcy, a trustee approves a 3-5 year repayment plan to eliminate much or all of your debt. Filing Chapter 13 consumer bankruptcy can help if you are facing foreclosure and want to save your home.
Still Have Questions?
If you have any questions about Chapter 7 or Chapter 13 consumer bankruptcy, contact our office by e-mail or call us to set up an appointment. We will meet with you in Forest Lake, Aitkin, Saint Cloud or some other location of your choosing.
1650 11th Avenue SW
Suite 203
Forest Lake, MN 55025
Phone: (651) 464-8510
Toll Free: (888) 902-8529
Fax: (651) 464-8513
Send us an e-mail
Learn More About Our Practice
www.atlawhelp.com | www.atlawhelp-minnesota-bankruptcy.com